Business owners probably own an underlying General Liability Insurance of some sorts to protect themselves from negligence. The limits provided might be enough under normal circumstances, however there maybe situations that arise unexpectedly. Each business owner should be evaluated whether they may have an exposure to protect themselves from this type of situation.
In these situations a Commercial Umbrella can provide the business additional liability protection. 5 Million, 10 Million, 15 Million to 20 Million and above are types of limits that are provided by a Commercial Umbrella.